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Onyx Adjusting and Consulting

Licensed Public Adjusters

Onyx Adjusting and Consulting is dedicated to providing the highest quality Public Adjusting and Consulting services in Chicago, IL.

Chicago pulic adjusters

About Us

Onyx Adjusting and Consulting provides Licensed Public Adjusting and Claims Consulting services throughout Chicago and the Greater Chicago-Land Area

We are an advocate for you the owner. With nearly fifteen years of residential and commercial claims experience, we use our wealth of experience and knowledge to remove the burden of navigating the claims process from our clients.

From the initial contact to the final settlement, our goal is to ensure our clients are made whole following a loss with as little stress and disruption to your life or business as possible.

Get In Touch With Us Right Now

What We Do

At Onyx Adjusting and Consulting we specialize in consulting and adjusting property insurance losses that result from storm, hail, wind, fire, and water damage. Upon completion of the initial inspection if a claim is warranted, we prepare, file, and adjust your residential or commercial claim.

Storm Damage

Weather in Illinois can be harsh and unpredictable at times. When severe weather does impact our area, this means your home or business could have been affected in several different ways. Damage could result from hail, high wind, blowing debris and heavy rain. The damage may be difficult to detect, so it is important to have your roof and extierior assessed by a professional following a storm.

Water Damage

Frozen or any other sudden and accidental release of water can severely damage your home or business. Our Licensed Adjusters are here to handle every aspect of your water damage claim from the initial call to the final settle.

Fire/Smoke Damage

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Claims Consulting

We have extensive experience dealing with complicated insurance claims and can provide comprehensive advice and support on various issues.

Umpire Services

Our team of experienced professionals can provide impartial advice and support to ensure that all parties involved in the dispute come to a resolution that is fair for everyone involved.

USPAP-Compliant Appraisals

Onyx Adjusting and Consulting is committed to providing USPAP-compliant appraisals for our clients. Our certified public adjusters utilize the latest industry standards for determining a fair and equitable value for damaged or destroyed property. We are committed to upholding the USPAP standards in all of our appraisals.

"You Trust and We Adjust"

Process is very simple and highly effective.

Evaluate the Impact

We will perform a thorough inspection of your property, to determine the scope of the damages. Following the inspection and estimate will be created in order to determine the value of your loss

Examine Your Policy

We will evaluate your policy in an effort to obtain maximum coverage for your loss.

Prepare and submit your claim

We will inform your insurance carrier of your loss and make sure all proper photos and other documentation is submitted

Negotiate Your Settlement

We will schedule all appointments with the insurance carriers’ staff, supply them with all applicable documentation and negotiate a fair, reasonable and equitable settlement for your loss

claims adjuster in 60643

We will give you access to our network of reputable licensed contractors who will completely restore your property back to pre-loss condition.

Your Out-of-Pocket Costs

Onyx Adjusting and Consulting works on a commission basis only and will handle all interactions with your insurance carrier. Our fee is a percentage of the total amount recovered from the insurance carrier and there is no upfront cost to retain our services. You pay nothing if we cannot recover any funds for your loss. Furthermore, if you retain Sanders Construction and Development or any other contractor, within our restoration network to complete your restoration project, our public adjusting fees are waived.

What Sets Us Apart?

Utilizing our firm gives our clients the greatest opportunity for a successful claims process. Many of our Licensed Public Adjusters spent many years as adjusters for some of the largest insurance carriers. This gives us a first-hand look into how claims must be handled to produce a favorable outcome for you. We use this knowledge, along with the most up-to-date technology and resources to adjust claims properly and recover the funds to make our clients whole following a loss to their home or business. 

What Our Clients Say About Us

Clients love what we do at Onyx Adjusting and Consulting. Here are some of the kind words we've received from them:

“I went into an insurance claim situation nervous, not knowing the language and not knowing what to expect. However, from my first conversation with Mr. Sanders, I immediately felt at ease and knew I would utilize the services of Onyx Adjusting and Consulting. During his assessment, he asked questions, took pictures, walked me through the process and future steps, and, most importantly, answered all my questions with patience, wisdom, and authority. When the restoration team came out, they treated my home with so much care. They explained everything, cleaned up after themselves, and, more importantly to me, came when they said they would. But, that was only the beginning. Mr. Sanders met with the insurance company, explained everything, answered their questions, and communicated with them. When my insurance company paid the claim, Mr. Sanders reviewed the claim details, noted discrepancies, and countered the adjudicator. You all, they sent me a second check!!!! If I did not have Onyx Adjusting and Consulting, my basement would still be at a loss. I would wholeheartedly recommend Onyx Adjusting and Consulting to anyone. Mr. Sanders' thoroughness, knowledge of claims, honesty, professionalism, and integrity are unmatched..”

Cheryl Thompson

" When my basement flooded in December of 2022 due to a frozen pipe, I was devastated. I didn't know where to begin. I was referred to Onyx Adjusting and Consulting and it was smooth sailing from there. The team explained everything to me thoroughly and made sure I understood the entire process. They gave me solutions that would not only fix the current problem, but fix it permanently. They were very timely with everything I need it and work with my insurance company on my behalf. They advocate for their clients and stand by their work. I would recommend them to anyone."

Tashanna P

“I recently had the opportunity to work with Onyx Adjusting and Consulting and it was an absolute joy. Onyx was patient and kept me informed during the entire process. Mr. Sanders personally reached out to me with updates and continued to fight with my insurance company even after they said no. Words can not express the professionalism that Mr. Sanders offers and his experience and expertise is one in a million. I would definitely recommend Onyx Adjusting and Consulting and would give them 5 stars."

Steve C

I met Josh Sanders approximately two years ago through a friend. I previously reached out to my friend about an issue that I was experiencing with my roof. My friend advised me to contact my insurance company. My insurance company gave me about 400 dollars to fix the problem. Needless to say, this temporary solution lasted less than a year. My roof started leaking every time that it rained. I decided to contact Josh at Onyx Adjusting, hoping that he could help me with my roof problem. Josh inspected my home and had tarps put on the areas that were leaking, because rain was in the forecast for the next three days. Josh having knowledge about roofs, helped initiate a claim, and within less than 30 days.. My Insurance company wrote me a letter informing me that they were replacing my roof. Words cannot express the gratitude that I owe to Onyx Adjusting for helping me to receive a brand new roof, something that I had been waiting for for several years.

Karen Lee

Our promise to you

At Onyx Adjusting and Consulting, we believe everyone should receive the compensation they deserve. So if you need an experienced independent insurance claims adjuster, contact us today to get started. We look forward to working with you! 


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