Property Insurance Claims Made Simple
"You Trust and We Adjust"
We advocate for homeowners and businesses across Illinois and Northwest Indiana, guiding you through every step of the property insurance claims process. With over a decade of experience, we bring expertise, clarity, and peace of mind.
10+
Years Experience
$5M+
Claims Recovered
750+
Satisfied Clients
$
No Upfront Costs
What We Do
At Onyx Adjusting and Consulting, we specialize in adjusting property insurance losses resulting from a wide range of damages: storm, hail, wind, fire, smoke—even water damage. Upon completing an initial inspection and determining the need for a claim, we take care of the entire process for you. Our team prepares, files, and adjusts your residential or commercial claim, ensuring that you receive the compensation you deserve.
We understand the value you place on your home or business, which is why we are dedicated to working hard on your behalf. Let us take care of the complicated insurance process so that you can focus on what matters most to you!
Storm Damage
Illinois weather can be tough, and when severe storms hit, your home or business might take a beating from hail, high winds, blowing debris, or heavy rain. The real problem is that this damage isn't always obvious. That's why it's so important to have your roof and exterior professionally assessed after a storm – to ensure you catch hidden issues early and protect your investment.
Water Damage
Water damage, whether from frozen pipes or another unexpected release, can be overwhelming. Our licensed adjusters are here to take the burden off your shoulders, expertly handling every step of your claim from start to finish.
Fire/Smoke Damage
The aftermath of a fire, including smoke and soot, can be devastating. Our licensed adjusters are here to expertly manage every aspect of your fire and smoke damage claim, guiding you from your first contact through to a successful settlement
Claims Consulting
We are experts at handling even the toughest insurance claims. Property owners and contractors can count on our team for comprehensive advice and support from start to finish.
Umpire Services
Our team of experienced professionals can provide impartial advice and support to ensure that all parties involved in the dispute come to a resolution that is fair for everyone involved.
USPAP-Compliant Appraisals
Onyx Adjusting and Consulting is committed to providing USPAP-compliant appraisals for our clients. Our certified public adjusters utilize the latest industry standards for determining a fair and equitable value for damaged or destroyed property. We are committed to upholding the USPAP standards in all of our appraisals.
Our Simple Process
A straightforward approach that gets results. We handle the complexity so you don't have to.
Evaluate the Impact
Comprehensive assessment of your property damage and loss
Examine Your Policy
Detailed review of your coverage, rights, and benefits
Prepare Your Claim
Strategic documentation and professional submission
Negotiate & Settle
Expert advocacy for maximum compensation
About Us
Onyx Adjusting and Consulting offers Licensed Public Adjusting and Claims Consulting services throughout the state of Illinois and Northwest Indiana. With over a decade of experience in residential and commercial claims, we specialize in helping home and business owners navigate the claims process.
Over 750+ Clients
love what we do at Onyx Adjusting and Consulting.
Here are some of the kind words we've received from them:
“I went into an insurance claim situation nervous, not knowing the language and not knowing what to expect. However, from my first conversation with Mr. Sanders, I immediately felt at ease and knew I would utilize the services of Onyx Adjusting and Consulting. During his assessment, he asked questions, took pictures, walked me through the process and future steps, and, most importantly, answered all my questions with patience, wisdom, and authority. When the restoration team came out, they treated my home with so much care. They explained everything, cleaned up after themselves, and, more importantly to me, came when they said they would. But, that was only the beginning. Mr. Sanders met with the insurance company, explained everything, answered their questions, and communicated with them. When my insurance company paid the claim, Mr. Sanders reviewed the claim details, noted discrepancies, and countered the adjudicator. You all, they sent me a second check!!!! If I did not have Onyx Adjusting and Consulting, my basement would still be at a loss. I would wholeheartedly recommend Onyx Adjusting and Consulting to anyone. Mr. Sanders' thoroughness, knowledge of claims, honesty, professionalism, and integrity are unmatched..”
Cheryl Thompson
" When my basement flooded in December of 2022 due to a frozen pipe, I was devastated. I didn't know where to begin. I was referred to Onyx Adjusting and Consulting and it was smooth sailing from there. The team explained everything to me thoroughly and made sure I understood the entire process. They gave me solutions that would not only fix the current problem, but fix it permanently. They were very timely with everything I need it and work with my insurance company on my behalf. They advocate for their clients and stand by their work. I would recommend them to anyone."
Tashanna P
Josh, from Onyx Adjusting and Consulting made my experience with my insurance and roofing Company seamless. He took the time to communicate and answer any questions I had throughout the process. He was professional, personable, and knowledgeable. I will utilize Onyx Adjusting and Consulting again in the future.
Demi P
Dear Josh, Just a quick note of appreciation and gratitude. After experiencing severe hail damage to our newly purchased commercial building, your expertise and knowledge of loss and recovery were second to none. You made the process seamless when working with the insurance company and the contractors. Your battle and perseverance with the insurance company to recover our lost profit while construction was being done was truly appreciated, not to mention the endless trips to our building you had to make over this process.
Dan Kastenmeier (President) Heavenly Pianos
“I recently had the opportunity to work with Onyx Adjusting and Consulting and it was an absolute joy. Onyx was patient and kept me informed during the entire process. Mr. Sanders personally reached out to me with updates and continued to fight with my insurance company even after they said no. Words can not express the professionalism that Mr. Sanders offers and his experience and expertise is one in a million. I would definitely recommend Onyx Adjusting and Consulting and would give them 5 stars."
Steve C
I met Josh Sanders approximately two years ago through a friend. I previously reached out to my friend about an issue that I was experiencing with my roof. My friend advised me to contact my insurance company. My insurance company gave me about 400 dollars to fix the problem. Needless to say, this temporary solution lasted less than a year. My roof started leaking every time that it rained. I decided to contact Josh at Onyx Adjusting, hoping that he could help me with my roof problem. Josh inspected my home and had tarps put on the areas that were leaking, because rain was in the forecast for the next three days. Josh having knowledge about roofs, helped initiate a claim, and within less than 30 days.. My Insurance company wrote me a letter informing me that they were replacing my roof. Words cannot express the gratitude that I owe to Onyx Adjusting for helping me to receive a brand new roof, something that I had been waiting for for several years.
Karen Lee
Frequently Asked Questions
A public adjuster is a licensed professional who represents you—the policyholder—throughout the insurance claims process. Unlike company or independent adjusters, a public adjuster works exclusively for you, not the insurance company.
Our promise to you
At Onyx Adjusting and Consulting, we believe everyone should receive the compensation they deserve. So if you need an experienced independent insurance claims adjuster, contact us today to get started. We look forward to working with you!
Areas Served
Illinois
Northwest Indiana
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